For most the H1N1 or "swine" flu will be no more serious than any other seasonal flu or cold. The airlines can't be expected to waive the change fees for everyone who calls in and claims they are ill. Travel insurance often covers the cost of change fees if you become ill while traveling. Call the credit card company that issued the card you used to pay for the ticket. Often there is some amount of automatic travel insurance just by using the card to pay for airline tickets. There are also policies which can be purchased separately.
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