I cant state how important this is but when you are purchasing a ticket online you absolutely must make sure to select the option which says that the person paying isnt travelling. This option is found just below where you enter the passengers name before payment. Otherwise the website will default to entering the passengers name as though they were the card holder, but money is still taken on someone elses card. If this happens or BA think there is the possibility of fraud then they can ask for the card. If the correct option was selected BA would be aware someone else was paying and would know not to ask for the card.
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