Pretty simple really. Import more than 10,000 CDN without declaring it the money is subject to seizure. Fill out the customs declaration you are filling out a legal document.
9100 USD is well over 10,000 CDN, not sure what the beef here is.
The law students comment doesn't take into account the exchange rate (talk about college fail) There is no "transit only" where you don't go through the customs inspection process since you are legally entering Canada no matter if you are flying out an hour later. Why? Thinking cap time.... flight cancels you go to a hotel you are now staying in Canada.
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