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Originally Posted by jimworcs
Why anyone would want to travel from Vegas to Oakland via New York to save a night in a hotel is beyond me... the risk of being stranded in NY with no luggage is too great and the idea of sitting in a narrow seat trying to get some sleep.. bonkers!
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The easy answer to that is...miles! The more miles one accumulates the closer one is to a free trip. If the cost of a flight from California to Vegas via NYC is the same as one which is less out of the wat some will take the longer route for the extra miles.
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Tickets purchased through third party websites and travel agents are ATOL and often ABTA insured. In Europe airlines are allowed to go bankrupt rather than being government protected like in the US. If the airline goes bankrupt you are provided with flights home under ATOL or ABTA. If you buy the ticket directly from the airline, there is no insurance cover, as the people who bought tickets on Zoom and Excel Airways discovered to their cost.
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In most cases if the tickets were purchase on a credit (not debit) card then the credit card company usually provides insurance should the airline cease operations.